Terms of Service

1. Educational purpose only

QuietSaving provides educational and informational tools about savings, investing, financial independence and early retirement. It is not financial, investment, tax, or legal advice, and we are not a financial advisor or financial institution. Please read our full Financial Disclaimer, which forms part of these terms.

2. Your account

You are responsible for keeping your login credentials secure and for all activity under your account. You agree to provide accurate information and to use the service only for lawful, personal purposes. You must be at least 16 years old to create an account.

3. Acceptable use

• Do not misuse, disrupt, or attempt to gain unauthorised access to the service.
• Do not scrape, resell, or redistribute our content or data without permission.
• Do not use the service to break any law or infringe anyone's rights.

4. No warranty

The service is provided “as is” and “as available”, without warranties of any kind, express or implied. We do not warrant that the tools, calculations, or third-party data are accurate, complete, current, or uninterrupted.

5. Limitation of liability

To the fullest extent permitted by law, QuietSaving and its operators will not be liable for any indirect, incidental, or consequential damages, or for any financial loss, arising from your use of — or reliance on — the website or its content. Your use of the service is entirely at your own risk.

6. Changes to the service and terms

We may modify, suspend, or discontinue any part of the service, and we may update these terms from time to time. Continued use after changes take effect means you accept the updated terms.

7. Privacy

Your use of QuietSaving is also governed by our Privacy & Cookie Policy.

8. Contact

Questions about these terms? Email contact@quietsaving.com.